Things to consider when you're house hunting

House hunting is an exciting yet significant milestone in one’s life. Whether you’re a first-time buyer or a seasoned homeowner, finding the perfect property requires careful consideration and attention to detail.

Here are some essential factors to keep in mind during your house-hunting journey by Ooba Home Loans:

Concealed flaws

When making initial impressions, sellers go to great lengths to leave a lasting impact and attract the best offer. Be vigilant for minor imperfections that may have been camouflaged by a fresh layer of paint.

Past the clutter

Tastes in décor can vary widely. Go beyond the visual clutter, hues, storage units, and floor coverings that may not align with your preferences, and remain receptive to hidden potential.

Optimal pricing

Avoid going too high or too low – conduct thorough research on selling prices in the area to increase the likelihood of your offer being accepted. South Africa’s leading home loan comparison service provides a range of tools to help you determine what you can comfortably afford.

Utilise a home loan comparison service

Calculate what you can allocate to a mortgage and secure the best terms from a bank by employing a home loan comparison service. Obtaining prequalification for a home loan is even more advantageous. This way, you’ll have knowledge of your credit score and a realistic understanding of what you can afford before making an offer on a home.

Locate a trustworthy real estate agent

The right real estate agent will assist you in finding a suitable home in the ideal location at a price that suits your budget.

Survey the neighborhood

Familiarise yourself with the area, both during the day and at night, and consult with the local police station regarding security. If you’re considering a property other than a standalone house, excessive noise levels and undesirable views should be taken into consideration.

It’s not just about the interior

Remember to inspect the condition and materials of the roof.

Gauge the atmosphere

Determine the indoor temperature to gauge how warm or cold the home might become depending on the season. This could impact your electricity expenses.

Scrutinise every detail

Don’t hesitate to open cupboards, lift loose carpets, check beneath bathroom and kitchen sinks, test toilets, flip switches, and open and close windows and doors to assess the condition of shelving, flooring, plumbing, and overall functionality.

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